This seminar will provide you with knowledge and information about the process of buying a home. More than just giving you steps to home ownership, we will show you how to create a future opportunity. Even if you are not ready to buy today, after this seminar, you will have the knowledge to make an intelligent decision to buy in the future.

LOCATION:
Ameriprise Financial
Conference Room - Suite 1304
Pacific Center
1585 Kapiolani Blvd.
(Opposite Pineapple Room in Macy’s, 3rd Floor)

SCHEDULE:
Registration
Catered Dinner
Panelists
Q & A


.
5 p.m. - 5:30 p.m.
5:30 p.m. - 6 p.m.
6 p.m. - 7 p.m.
7 p.m. - 7:30 p.m.

RSVP by Friday, September 4, 2009
Phone: Audrey Hutton (808) 235-9707
Email: YourRealtor@AudreyHutton.com

Website:Register online now.

Admission - FREE!:Parking - FREE! (Ala Moana Center, 3rd level):Reserve YOUR seat by Friday, September 4.


Realtor: Audrey Hutton, McGhin & Company

Audrey will explain the steps you need to know when buying a home in this market, what you may have heard as truths but are really myths, why it isimportant to use a Realtor, and what to expect while in escrow -- the good, the bad, and the ugly.


 

Lender: Audrene Burress, First Capital Group
Audrene will explain the ins and outs of how to get a loan in today's market.This market is changing every day and what may have been true last year may not be true this year or even months from today. This is why it is important to use a mortgage.



Credit-Repair Expert: Kiha Scholtz,
Hawaii Credit Repair

Kiha will show you what you need to do and why it is important to improve your credit before you buy. Your FICO score affects not only your loan, but your interest rate as well. A lower interest rate can save you thousands of dollars in interest per year.


  Financial Planner: Bobby Ho,
Ameriprise Financial

Even if you are not ready to buy a home, Bobby will show you what you need to do to start saving now. Each person and family has different goals. However, Bobby will also give an overview of what everyone should be doing. What is important is taking the first step and begin a plan now, not later.
CPA: Geri Lili`u Chawenson,
Chawenson & Associates, Ltd.

Geri will explain the tax advantages of buying a home today and why it is important for you to use a CPA when preparing your taxes even if you are an employee. She will also highlight the 2009 First Time Home Buyer Tax Credit.
  Insurance Agent: Sue Ann Lu,
State Farm Insurance Co.

Sue Ann will explain the importance of home insurance before you buy a home. A generic insurance plan may cost you dearly. She will also show you why renter''s insurance can save you money until you buy.

This seminar is for those who are ready to buy today, those who may have owned a home in the past but lost it, those who have no
idea if they ever will be able to buy a home, and those who think they are on the right path but have questions on how to be ready.
If any of these descriptions fit you, then do yourself a favor and attend this free seminar.
Invite your family and friends to join you. This will change your life and theirs by opening up your minds to home ownership.

Seating is limited to 30.     First come, first served!     Reservations a must!


Submit this form by Friday, September 4, 2009 to reserve your seat.

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Address:
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